With an FHA 203 rehab mortgage, you doubtless need a 620 credit score rating or larger. If you use a HELOC or home equity mortgage for home improvements, you’ll want a FICO score of 660–700 or larger. For a private mortgage or bank card, purpose for a score in the low– to–mid 700s. These have larger rates of interest than home improvement loans, however the next credit score score will help lower your rate.
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